Rates

Apply Online

The maximum loan amount for borrowers is $2,000.00.

Repayment Options †

  • AUTOMATIC - Do nothing and your principal balance and service charges will automatically begin paying down on your third due date. If we do not hear from you and you do not visit the website and choose a different pay down or pay off option, upon your third due date we will AUTOMATICALLY begin debiting your account an additional 5% of the original principal balance. This will continuously lower your principal balance and the service charges associated with the open balance until the account is paid in full. Please note, if you choose this option the total amount that you pay for this loan will be greater than if you chose to pay off or pay down at an earlier time.

  • PAY DOWN - - Choose the FLEXIBLE pay down option. Either by visiting the website or calling/emailing us directly, you may let us know exactly how much extra you would like to pay toward the principal. This provides you the flexibility to pay more when you can afford it and less when you cannot. Each additional principal payment must be at least 5% of the original amount borrowed. For example: If you wished to pay an additional 25% of the principal balance on a given due date we would add that amount to your payment and your next due date will be calculated as a 25% decrease from your previous principal balance. (You could also choose to pay 30%, 35%, 40%, etc. and the balance would be deducted accordingly). Please note that any extra amount of principal that is paid will ultimately lower the total cost of the loan. More flexible options are available by speaking with a representative directly.

  • PAY OFF - Pay the loan in full. You can choose this option at any time by visiting the website or calling/emailing us directly. Once the loan is paid in full you will not be charged again and may qualify for an increased amount. Qualified VIP customers will receive a lower interest rate on future loans. Please note that this option is the best and most suggested way to pay the least amount of service charges and the lowest amount possible.

PLEASE NOTE: *You must log on to the website to change your payment option by 3:00 PM CST the banking day (excluding bank holidays) before your scheduled due date.


†Customer may elect to repay their loan via ACH, cashier’s check, or money order as specified within the loan agreement.

Interest Rate on Loans


Interest rate is the percentage of the principal of a loan a lender charges a borrower to make the loan. Finance charges are a broader measure of the cost of borrowing that include both interest and any applicable fees. Annual percentage rate, or APR, expresses the finance charges on a loan as a yearly rate. Finance charges are based on a consumer’s creditworthiness. A consumer’s creditworthiness is determined by several factors, including credit and payment history, income, employment, existing debt, and types of debt. The APR for your loan will be determined by the amount you choose to borrow and the length of time you choose to keep your loan outstanding. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates.


The copy of your loan details, finance charges and APR will be fully disclosed to you in your loan agreement upon approval of your loan. Contact us today to see if you qualify for one of our loans. We can assist you and present a range of loan options for which you may qualify.*


Our Company adheres to all federal laws and regulations that apply to short term and online personal lending industry. Our company does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of an applicant’s income derives from any public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.


Please note: This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. These loans are designed to assist you in meeting your short term financial needs and are not intended to be a long term financial solution.


*All loans are subject to credit approval.

Loan Amount

What Our Client’s Are Saying

I can't believe how simple the process was and your service was top notch. Your agents are personable and very helpful and understanding. I was pretty impressed. - Susie D.

I would absolutely use your services again. I hope I don't need to (LOL) but I would definitely use Evergreen again if and when I had the need. - Tom S.